Every point, every program,
one view.

What your airline, hotel and bank points are worth together — and the deals, tables and credits worth using them on this week.

Weekly Kickoff · Tuesday, November 10, 2026
1 / 5
Airline deal7000 miles

American AAdvantage · Multiple (domestic/Caribbean/Mexico/Europe/Asia/Australia)

Economy award sale: domestic from 7,000mi, Mexico/Caribbean from 8,000mi, Europe from 21,000mi, Asia/Australia/NZ from 25,000mi. Book by Nov 11 for travel Jan 11-Feb 28, 2027.

View the offer at aa.com ↗⏱ Last day · ends Nov 11
Hotel promotion

Marriott Bonvoy — Up to 4,500 bonus points per qualifying 2+ night stay

Stays 2026-09-22 to 2026-11-22

View the offer at marriott.com ↗⏱ 2 days left · ends Nov 13
Hotel promotion

Marriott Homes & Villas — Up to 12,000 bonus points on $1,500+ rental

Stays through 2027-03-31

Open Bonvoy ↗⏱ 2 days left · ends Nov 13
Transfer bonus+10%

Citi ThankYou → Cathay Pacific Asia Miles

Move points while the bonus is on — transfers can't be reversed.

Transfer at thankyou.com ↗⏱ 3 days left · ends Nov 14
Transfer bonus+40%

Amex Membership Rewards → Hilton Honors

Move points while the bonus is on — transfers can't be reversed.

Transfer at americanexpress.com ↗⏱ 13 days left · ends Nov 24

Your points at a glance

Sample portfolio · your own once you connect

Connect your airline, hotel and card programmes once and PointsUser keeps one ledger of all of them — in dollars, not point counts, with whatever expires first pushed to the front.

One number, not eleven

Miles, hotel points and card points added together as a single figure you can act on. Most people have no idea what the total is.

Valued, not just counted

Every balance priced at our published cents-per-point, revised quarterly and dated on the page. 60,000 miles is not a number — it is $840.

Expiry before it bites

Whatever runs out soonest leads, with the date, the days left and the dollars at risk. Points expire quietly; this is the part that costs people money.

We never see a password

Accounts connect through AwardWallet. Your loyalty logins are never typed into PointsUser and never stored by it.

What your points are worthSample

$11,312827,480 points · Nov 10+$4,632 (+69.4%)

earned+338,873 points since Aug 13

$7.5k$10kAug 13Sep 12Oct 11Nov 10
DateValuePoints
Aug 13$6,679488,607
Aug 14$6,750493,747
Aug 15$6,748493,631
Aug 16$6,802497,561
Aug 17$6,828499,464
Aug 18$6,865502,167
Aug 19$6,906505,163
Aug 20$6,921506,256
Aug 21$6,920506,201
Aug 22$6,963509,343
Aug 23$7,015513,188
Aug 24$7,044515,258
Aug 25$7,051515,810
Aug 26$7,121520,916
Aug 27$7,149522,937
Aug 28$7,211527,510
Aug 29$7,268531,675
Aug 30$7,283532,755
Aug 31$7,328536,089
Sep 1$7,351537,737
Sep 2$7,407541,852
Sep 3$7,435543,912
Sep 4$7,478546,996
Sep 5$7,460545,680
Sep 6$7,485547,507
Sep 7$7,531550,933
Sep 8$7,577554,287
Sep 9$7,593555,457
Sep 10$7,640558,843
Sep 11$7,691562,586
Sep 12$7,803570,808
Sep 13$7,831572,858
Sep 14$7,851574,316
Sep 15$7,898577,753
Sep 16$7,929580,003
Sep 17$7,988584,341
Sep 18$8,049588,823
Sep 19$8,089591,698
Sep 20$8,061589,664
Sep 21$8,118593,840
Sep 22$8,152596,368
Sep 23$7,728565,302
Sep 24$7,749566,858
Sep 25$7,782569,258
Sep 26$7,849574,149
Sep 27$7,946581,245
Sep 28$7,967582,778
Sep 29$8,023586,927
Sep 30$8,537624,482
Oct 1$8,582627,768
Oct 2$8,638631,898
Oct 3$8,676634,641
Oct 4$8,707636,955
Oct 5$8,742639,460
Oct 6$8,782642,405
Oct 7$8,855647,774
Oct 8$8,883649,804
Oct 9$8,919652,430
Oct 10$8,973656,396
Oct 11$9,016659,526
Oct 12$9,121667,195
Oct 13$9,167670,587
Oct 14$9,259677,306
Oct 15$9,267677,896
Oct 16$9,323682,020
Oct 17$9,376685,842
Oct 18$9,472692,927
Oct 19$9,550698,563
Oct 20$9,712710,475
Oct 21$9,864721,542
Oct 22$10,021733,073
Oct 23$10,186745,088
Oct 24$10,241749,125
Oct 25$10,288752,569
Oct 26$10,354757,434
Oct 27$10,499768,049
Oct 28$10,529770,248
Oct 29$10,622777,004
Oct 30$10,648778,933
Oct 31$10,698782,600
Nov 1$10,802790,211
Nov 2$10,843793,182
Nov 3$10,816791,209
Nov 4$10,889796,543
Nov 5$10,938800,129
Nov 6$11,018806,000
Nov 7$11,088811,073
Nov 8$11,142815,031
Nov 9$11,211820,070
Nov 10$11,312827,480

Credits still unused

$2,514 still unused across 17 credits · $83 goes within 30 days

  • 21dNov 30
    Digital entertainment credit$25 a month
    $25left
  • 21dNov 30
    DoorDash promos$25 a month
    $25left
  • 21dNov 30
    Walmart+ membership$13 a month
    $13left

Also on a clock: United MileagePlus 41,000 pts in 24 days · American AAdvantage 82,000 pts in 62 days

CreditCardLeftDays
Digital entertainment creditAmex Platinum$2521
DoorDash promosChase Sapphire Reserve$2521
Walmart+ membershipAmex Platinum$1321
Lyft ride creditChase Sapphire Reserve$1021
Peloton membership creditChase Sapphire Reserve$1021
The Edit hotel creditChase Sapphire Reserve$50052
Fine Hotels + Resorts / The Hotel Collection creditAmex Platinum$30052
Travel creditChase Sapphire Reserve$30052
CLEAR Plus membershipAmex Platinum$21952
CLEAR Plus membershipHilton Aspire$21952
Airline fee creditAmex Platinum$20052
Hilton resort creditHilton Aspire$20052
StubHub and viagogo creditChase Sapphire Reserve$15052
Uber One membershipAmex Platinum$12052
Exclusive Tables dining creditChase Sapphire Reserve$11052
lululemon creditAmex Platinum$7552
Resy dining creditAmex Platinum$3852

Your Points

827,480points in total
$11,312what they are worth
Amex Membership Rewards$2,145
214,500 pts · 1.00¢ each19%
American AAdvantage$2,099
82,000 pts · 2.56¢ each · Platinum Pro19%
World of Hyatt$1,489
68,000 pts · 2.19¢ each · Globalist13%
Chase Ultimate Rewards$1,440
96,000 pts · 1.50¢ each13%
Alaska Atmos Rewards$1,357
58,000 pts · 2.34¢ each12%
United MileagePlus$857
41,000 pts · 2.09¢ each8%
Marriott Bonvoy$784
140,000 pts · 0.56¢ each · Titanium7%
IHG One Rewards$635
92,000 pts · 0.69¢ each6%
Delta SkyMiles$486
35,500 pts · 1.37¢ each4%
Starbucks Rewards$19
480 pts · 4.00¢ each0%
ProgramPointsValue
Amex Membership Rewards214,500$2,145
American AAdvantage82,000$2,099
World of Hyatt68,000$1,489
Chase Ultimate Rewards96,000$1,440
Alaska Atmos Rewards58,000$1,357
United MileagePlus41,000$857
Marriott Bonvoy140,000$784
IHG One Rewards92,000$635
Delta SkyMiles35,500$486
Starbucks Rewards480$19

Are your cards paying for themselves?

$167 claimed back in 2026 · none of your 3 annual fees is paid back yet

  • Amex Platinum$895 fee
    $77 claimed back$818 still to claim
    $2,474 in credits available a year
  • Chase Sapphire Reserve$795 fee
    $40 claimed back$755 still to claim
    $1,940 in credits available a year
  • Hilton Aspire$550 fee
    $50 claimed back$500 still to claim
    $819 in credits available a year
CardFeeClaimed this yearCredits available
Amex Platinum$895$77$2,474
Chase Sapphire Reserve$795$40$1,940
Hilton Aspire$550$50$819

One Number in Sixty Seconds

What happens between connecting an account and knowing what your points are worth.

United MileagePlus
Marriott Bonvoy
Amex Membership Rewards
World of Hyatt
1 / 5 · Connect

Connect once through AwardWallet. Your airline and hotel logins are typed there, never here.

Through AwardWallet. Takes about a minute.

PointsUser · AwardWallet

We connect your accounts through AwardWallet

PointsUser is an AwardWallet partner. Your airline, hotel and card accounts connect through AwardWallet's secure Account Access service, so your balances land in this dashboard in a few clicks — without a new password to invent or a login to hand over.

  • Your logins are never typed into PointsUser. You enter them at AwardWallet, which is the company that holds them. We never see them and never store them.
  • You choose what is shared. AwardWallet asks you to approve the accounts PointsUser can read, and you can withdraw that at any time from your AwardWallet account.
  • We read balances, not money. Points, elite status and expiry dates. No card numbers, no ability to spend anything.

You will need a free AwardWallet account. How we handle your data.

Balances refresh every six hours, so the figures are as current as the programmes report them — the dashboard shows when each one last synced. Sign in or get Travel Point to start your own.

Weekly Kickoff

Tuesday, November 10, 2026. Open one to read it, or read the whole edition.

Transfer bonusAmex Membership Rewards → Virgin Atlantic Flying ClubNov 30

Move points while the bonus is on — transfers can't be reversed.

Transfer at americanexpress.com ↗
Transfer bonusCiti ThankYou → Turkish Airlines Miles&SmilesNov 30

Move points while the bonus is on — transfers can't be reversed.

Transfer at thankyou.com ↗
Transfer bonusCapital One Miles → Air France-KLM Flying BlueNov 30

Move points while the bonus is on — transfers can't be reversed.

Transfer at capitalone.com ↗
Transfer bonusChase Ultimate Rewards → Avios (BA/Iberia/Aer Lingus)Dec 1

Move points while the bonus is on — transfers can't be reversed.

Transfer at chase.com ↗
Transfer bonusCapital One Miles → Copa ConnectMilesDec 1

Move points while the bonus is on — transfers can't be reversed.

Transfer at capitalone.com ↗
Transfer bonusChase Ultimate Rewards → IHG One RewardsDec 3

Move points while the bonus is on — transfers can't be reversed.

Transfer at chase.com ↗
Transfer bonusChase Ultimate Rewards → Wyndham RewardsDec 3

Move points while the bonus is on — transfers can't be reversed.

Transfer at chase.com ↗
Hotel promotionIHG One Rewards — 5,000 bonus points per 2 paid nights, select US/UK brandsDec 31

Stays Nov 9 to Dec 31

Open IHG One Rewards ↗
Card offerAmex Platinum — up to 175,000 points

$8,000-$12,000 (varies by applicant) in 6 months · 895 annual fee · Amex once-per-lifetime restriction applies

Apply ↗See Rates & FeesTerms apply.

We may earn a commission if you apply through these links. How this works

Hotel promotions

Register before you stay. Award nights usually don't count.

Marriott BonvoyUp to 4,500 bonus points per qualifying 2+ night stayStays Sep 22 to Nov 22 · Register ↗
Nov 13register by
Marriott BonvoyPoints purchase, 55% bonusStays through Nov 23 · Open Bonvoy ↗
Marriott Homes & VillasUp to 12,000 bonus points on $1,500+ rentalStays through Mar 31 · Open Bonvoy ↗
Nov 13register by
Hilton HonorsBuy points, up to 120% bonusStays through Nov 21 · Register ↗
Hilton HonorsGlobal per-stay bonus: 3,000 pts luxury/lifestyle/resort, 1,000 pts other brandsStays through Dec 31 · Open Hilton Honors ↗
World of HyattGlobal 3,000 pts per 3 nights, max 36,000Stays Sep 29 to Dec 15 · Register ↗
before first eligible nightregister by
IHG One Rewards5,000 bonus points per 2 paid nights, select US/UK brandsStays Nov 9 to Dec 31 · Open IHG One Rewards ↗
Dec 31register by

Cards

The welcome offers worth the spend, then the credits you already own and should use before they lapse.

Offers worth the spend 6 open

CardBonusSpendFeeEndsApply
Amex PlatinumpublicAmexup to 175,000 points$8,000-$12,000 (varies by applicant)6 months895—Apply ↗Rates & FeesTerms apply.
Amex GoldpublicAmexup to 100,000 points$8,0006 months325—Apply ↗Rates & FeesTerms apply.
Marriott Bonvoy BevypublicAmex85,000 points$5,0006 months250—Open the offer ↗
Capital One Venture XpublicCapital One75,000 miles (standard)$4,0003 months395—Apply ↗
Atmos Rewards Summit Visa InfinitepublicBank of America/Alaska100,000 points + 25,000-point companion award$6,00090 days395—Open Atmos Rewards ↗
Chase Ink Business PreferredpublicChase100,000 points$8,0003 months95—Apply ↗

Amex Platinum: Amex once-per-lifetime restriction applies

Amex Gold: Amex once-per-lifetime restriction applies; may be excluded if you hold/held Platinum

Capital One Venture X: Some applicants report elevated targeted offers

Advertiser disclosure: we may earn a commission if you apply for a card through the links on this page. It never affects which cards we show or what we say about them. How this works

Credits to use

Amex PlatinumResy Dining CreditSelect Resy + select Tock venues
$100/quarter ($400/yr)by resets quarterly
Amex PlatinumUber CashUber rides & Eats, US
$15/mo + $20 Dec bonusby monthly
Amex GoldDining CreditGrubhub, Five Guys, Cheesecake Factory, Buffalo Wild Wings, Wonder
$10/mo ($120/yr)by monthly

Dining credits by card

Amex PlatinumResy Dining Creditselect Resy + Tock venues · Book & pay via Resy with the Platinum card
$100/quarterquarterly
Amex GoldDining CreditGrubhub/Seamless, Five Guys, Cheesecake Factory, Buffalo Wild Wings, Wonder · Pay with Gold card at eligible merchant
$10/momonthly
Marriott Bonvoy BrilliantDining Creditany restaurant-coded purchase, US & abroad · Pay with card at restaurant-coded merchant
$25/mo ($300/yr)monthly
Hilton Honors SurpassQuarterly Hilton creditdirect charges at Hilton-portfolio properties · Charge dining/incidentals to the hotel folio
~$50/quarterquarterly
Hilton Honors AspireSemi-annual resort creditHilton resort portfolio · Book a qualifying resort stay
$200 semi-annual + $50/qtr airline creditsemi-annual/quarterly
Citi Strata EliteSplurge Creditchoice of 2 brands (AA confirmed easiest) · Select brands, then spend there
$200/yearannual
Citi Strata EliteCiti Nightsrestaurants, Fri 6pm-Sat 6am & Sat 6pm-Sun 6am ET · Automatic during those windows
6x points vs 3xweekend windows

What a point is worth

Cents per point, from the one table used for every dollar figure on this site. Arrows mark programs that moved 0.1¢ or more since the last edition.

Chase Ultimate Rewards
1.50¢ ▲
Bilt Rewards
1.25¢
Amex Membership Rewards
1.00¢
Capital One Miles
1.00¢
Citi ThankYou
1.00¢
Wells Fargo Rewards
1.00¢
American AAdvantage
—
British Airways Avios
—
Alaska Atmos Rewards
—
Air France/KLM Flying Blue
—
United MileagePlus
—
Air Canada Aeroplan
—
Southwest Rapid Rewards
—
Delta SkyMiles
—
JetBlue TrueBlue
—
Virgin Atlantic Flying Club
0.74¢
ANA Mileage Club
—
Accor Live Limitless
2.20¢
World of Hyatt
—
Wyndham Rewards
—
Choice Privileges
—
IHG One Rewards
—
Hilton Honors
—
Marriott Bonvoy
0.56¢
Starbucks Rewards
4.00¢
Amtrak Guest Rewards
2.50¢
Uber Rewards
1.00¢

Every rate above comes from the rates PointsUser publishes, September 2026. Nothing on this site uses a different number.

Moved this edition

Chase Ultimate Rewards1.8¢ → 2.05¢
Third-party valuation (The Points Guy, Nov 2026) now pegs UR higher than our conservative baseline, reflecting strong fall transfer-bonus activity. We kept 1.8 on the cheat sheet as the realistic-redemption baseline.
Read the full edition

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